A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses. As of June 30, 2019, Woodsboro Bank had $429,000 in non-current loans and $980,000 in owned real estate.
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All advertised fixed and adjustable mortgage rates are based on loans with the following criteria: $200,000 loan amount 80% LTV (or a 20% downpayment) 0-2 points Borrower with excellent credit (740+).
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Additional lenders with commitments under the amended credit facility are Deutsche Bank AG New York Branch, Fifth Third Bank, Texas Capital Bank. associated with purchasing and owning a home, and.
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