The information is intended for illustrative and general information purposes only, and does not mean that you have been approved for a mortgage loan. Actual payment amounts may differ and will be determined at the time of signing the mortgage loan agreement. The calculator is for residential properties and mortgages. Additional conditions may.

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I used the information you provided, made a couple of assumptions and used Bankrate’s mortgage calculator to estimate the potential savings. It’s shown in the table below: Current loan vs. refi I.

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